Are you struggling to make your paycheck last beyond the first week of the month? Welcome to Money Moves: The Gen Z Playbook, a show designed to help young professionals take control of their finances with smart, practical tips. In Episode 1, The Financial Starter Pack: Budget Like a Pro, you’ll learn how to create a budget that works for your lifestyle—without giving up the things you love.
Budgeting Isn’t Boring! Budgeting isn’t about limiting your fun; it’s about making sure you have enough for what truly matters, whether it's covering your rent or saving for that Goa trip you keep dreaming about. In this episode, we break down the 50/30/20 Rule, a simple method to divide your income into:
50% for Needs: Essentials like rent, groceries, and utility bills.
30% for Wants: Entertainment, hobbies, and those weekend brunches with friends.
20% for Savings: Future goals, emergency funds, and investments.
Aditi’s ₹40,000 BudgetUsing the example of Aditi, a 25-year-old who earns ₹40,000 a month, we show how this rule can turn everyday spending into meaningful savings. With just a few tweaks, she managed to save ₹48,000 in six months—enough for a dream vacation to Bali!
The Right AppsIf you’re unsure where to start, we’ve got your back. From apps like Walnut, Good Budget, and Cred, to a free downloadable budget spreadsheet, you’ll find tools tailored to make managing your money easier.
The 7-Day ChallengePrefer a more hands-on approach? Take our 7-Day Expense Tracking Challenge! Track every rupee you spend for a week, categorise your expenses, and discover where your money really goes.Join us on this journey to becoming a #BudgetBoss. Share your progress with us on social media, and we’ll feature the best stories in our next episode. Ready to take control of your finances? Let’s get started with Money Moves!
